Same result.
My previous private medical claim for my shoulder was declined as our personal policy did not cover prior conditions. I've joined the company scheme at my new company and their policy does cover prior conditions so have made another claim and the 2nd consultant has also requested a MRI on my shoulder. Same result just a month later than i'd like.
At the end of the month we can cancel our personal policy and get our money back as we paid up for the full year.
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